hni.comHNI: Break-Free From Insurance Dependency

<img height="1" width="1" alt="" style="display:none" src="https://www.facebook.com/tr?id=1455325778106062&amp;ev=PixelInitialized"> <img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=911758192265140&amp;ev=PageView&amp;noscript=1"> Insurance & Benefits INSURANCE EMPLOYEE BENEFITS ADVANCED DE-RISKING Transportation DE-RISKING NETWORK DE-RISKATHON PODCAST INSURANCE EMPLOYEE BENEFITS CLIENT STORIES INDUSTRY STUDY FREIGHT BROKERS INDEPENDENT CONTRACTORS Education EVENTS (HNI U) HEALTH CARE STRATEGY BLOG BOOKS RESOURCES CLIENT STORIES ABOUT LEADERSHIP TEAM CAREERS CONTACT Client Tools CERTIFICATES CLIENT PORTAL / INSURLINK HNI CONNECT EFT ENROLLMENT CREDIT CARD PAYMENT Search this site on Google Search Google Featuring US Navy SEAL Leadership Making decisions with limited information. Will your company dive, survive, or thrive? What to do when you feel like quitting. How to react to failure. Frequency of virtual communications. When you disagree with the strategy. Training the next generation. When your strategy goes out the window. VIEW THE FULL LINEUP, AVAILABLE ON-DEMAND If you're an HNI client, learn more about how we're operating by clicking here . COVID-19 Education HR & Legal Benefits & Compliance DOT/FMCSA OSHA Webinars & Videos Return To Work Guide Common Employer Questions Answered by Dr. Nicole Brady, UHC Chief Medical Officer Should employers test and/or screen employers before coming to work? Should we keep remote employees at home even after the state reopens? What will health care costs look like in 2020 and 2021? How long will this last? What Will This Cost Our Employee Benefits Plan? Request a personalized cost projection by going here . How can employers legally ask employees about their health? Should employers take the temperatures of employees? What should we do if an employee tests positive? Is it safe to eat takeout food? Stimulus Money Tax Strategies from CPA firm Reilly, Penner & Benton Our most up-to-date compliance and employment law guide: Last updated 4/6/20 Benefits & Compliance Resources Use these flowcharts to determine if the Families First Act applies to your situation: Download the flow charts . Download the employee poster . Instructions on where to display the poster . Coronavirus and Unemployment Benefits Last updated: 3/26/20 COVID-19 Insurance Implications & FAQs Last updated: 3/20/20 Wisconsin Work Comp for Furloughed Employees Last updated: 4/2/20 IRS FAQs Guidance on Tax Credits for Coronavirus Paid Leave Last updated: 3/20/20 IRS Guidance on Tax Credits for Coronavirus Paid Leave Last updated: 3/20/20 Food Safety FAQs Last updated: 3/26/20 Small Business Loan Guidance Last updated: 3/31/20 Paycheck Protection Program Summary Last updated: 4/15/20 Employee Benefits and HR FAQs Last updated: 4/17/20 Families First Coronavirus Response Act Q&A For Employers Last updated: 3/25/20 Stimulus Plan Details Last updated: 3/30/20 Emotional Support Line: A free emotional support line open to anyone and answered 24/7 is 866-342-6892 . Made available by UnitedHealthcare, the line is staffed by professionally trained mental health experts. DOT/FMCSA Updates Have a DOT/FMCSA compliance question? Send it to DOTHelp@hni.com . FAQs on the FMCSA Emergency Declaration Last updated: 3/19/20 Expiring CDL Waiver Announcement Last updated: 3/25/20 Disruption to Drug & Alcohol Testing Last updated: 3/24/20 Essential Infrastructure Declaration Last updated: 3/19/20 OSHA Resources OSHA FAQ Guide Last updated: 3/25/20 OSHA FAQ Video Overview Last updated: 3/18/20 COVID Positive Test Flow Chart Last updated: 3/26/20 OSHA Respiratory Protection Change Last updated: 4/13/20 DON'T BE A TURTLE Stop hiding. Start DE-RISKING. Learn More ARE YOU A TURTLE? Turtle companies hide from the risks that exist in their business. High-performing companies proactively address the risks in their business through DE-RISKING. TURTLE COMPANIES [BAD] Are reactive in dealing with issues Suffer from lower performance and lack of control Erode the value of their business Fall into The Insurance Dependency Trap VS. HIGH PERFORMERS [GOOD] Proactively DE-RISK their business Have more control and achieve a higher level of performance Increases the value of their business Pay less for insurance Turtle Companies ignore the hidden risks in their business, which leads to The Insurance Dependency Trap . Companies in The Insurance Dependency Trap: Don't have complete control of their business Have lower performance than what is possible Pay more for insurance = High-performing companies proactively address hidden risks by DE-RISKING their business . Companies that DE-RISK their business: Have more control of their business Achieve higher performance Business increases in value Avoid The Insurance Dependency Trap WHERE SHOULD YOU LOOK FOR HIDDEN RISKS? LEADERSHIP As a leader, it's your job to drive change and forward progress at your company. Some companies do this really well, while others have a hard time getting big initiatives accomplished. CULTURE Without a strong culture, nothing sticks. We'll focus on building a culture that engages drivers, leaders, and office staff. OPERATIONS Being able to execute is critical. Companies that have their operations performing at the highest levels outperform their competition. LEARN TO DE-RISK >>> BOOKS AN ENTREPRENEUR'S GUIDE The best leaders identify and address the hidden risks that exist in their business. GET A COPY TRANSPORTATION HANDBOOK How high-performing trucking companies are avoiding The Insurance Dependency Trap. GET A COPY READ IT ONLINE HEALTH CARE SURVIVAL GUIDE Health care is becoming a bigger and bigger risk. It's time to Stop the Insanity. GET A COPY VIDEO Mike's TED Talk The 3 components of a high-perfoming transportation company Our CEO, Mike, recently spoke about how the best companies are building a culture of growth by aligning Leadership, Brand, and Culture. Health Care Strategy Series Build a strategy to fight back against health care insanity. Our video learning series with Jeff Schultz walks employers through the steps for building a comprehensive health care strategy. Schedule a 1on1 conversation to learn more. HAVE AN INITIAL CONVERSATION The DE-RISKING Network is the only membership group for high-performer transportation companies. Below is a recap of the annual member meeting, called The DE-RISKATHON. LEARN MORE About Us What do you do? HNI is a performance-driven risk advisor that delivers insurance , benefits , and DE-RISKING strategies. We work with ambitious leaders to break-free from insurance dependency and boost performance. What problems do you solve? We help you break-free from insurance dependency. Put simply, insurance dependency is the result of a system that was built for the insurance companies - not for you. It is the lack of control you have over your cost of risk, how claims are handled, and everything else in between. We work to help our clients break-free from insurance dependency by helping them de-risk their business and take back control. Who do you work with? We work best with mid-sized organizations that are on a mission to get better and grow. Specifically, we work with the Chief Business Builders – the individuals that have a passion for craftsmanship and building their business. Although we work in many different industries, our largest industry groups are Transportation, Construction, Manufacturing, and Non-Profits. Who aren't you a good fit for? As a risk advisor, we are most successful when we have the opportunity to influence change and drive a long-term strategy with leadership teams. Business leaders that are reactive and focus on 'low beam' activities, instead of driving towards a better long-term solution, end up frustrated with the lack of progress towards reducing insurance dependency. Getting insurance quotes is important, but without a higher level strategy to de...